FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentFDIC-Insured - Backed by the full faith and credit of the U.S. Government
CNext Mortgage provides a positive, helpful home-buying experience. We offer four types of home loans, and each has slightly different qualification requirements based largely on credit, income, and down payment requirements. Our mortgage team is local, so we’re just a phone call away. When approved, we can process and underwrite your loan in-house, which provides a simple, streamlined experience.
We offer:
The old thinking that you need 20% down to purchase a home is just not the case anymore. USDA and VA loans offer 100% financing of the purchase price of the home. FHA and Conventional loans require a 3.5% and 5% down payment respectively.
The mortgage amount that you qualify for/afford depends on a whole range of factors including income, debt-to-income ratio, your credit score, down payment, etc. Because each person’s situation is different, it is so important to work directly with a mortgage specialist. Our mortgage experts are local in Arkansas and Louisiana and can process, underwrite, and approve your loan in-house.
If you would like to get an “estimate” of how much your monthly mortgage payment would be given different mortgage amounts, down payments, interest rates, and mortgage terms, check out our mortgage calculator.
The quickest and easiest way to obtain pre-qualification with Century Next Bank is to fill out and submit our online application. Once you submit your application, one of our mortgage lenders will receive instant notification of your submission and will begin reviewing your prequalification request.
